Entrepreneur
Pay Before prices a hope; Pay After prices a fact. Twelve far-out predictions about what happens to advertising, the billable hour, GDP, honesty and trust when the whole economy learns to pay after, the way workers always have. … readA Pay After World
Pay Later is a loan: a lender pays the seller up front and you owe it either way. Pay After has no recourse: the seller is paid only if the product earns it, and that one difference starves every fake in the economy. … readPay After Is Not Pay Later
By 2030 a customer a seller can predict will order something, use it for a while, and only then buy it. Not credit and not a trial that bills by default. Pay After will spread the way free shipping did. … readPay After
By 2030 the website becomes a catalog your AI reads, and the store becomes the one place a human goes to find out what a screen can no longer prove. What it holds, how it looks, and where it sits on the map. … readWhat a Store Is For
Every time talking at a distance got cheaper, people traveled more. When AI makes the screen perfect and untrustworthy, the value of being physically together goes up, and it reprices offices, cafes, stores, hotels and downtowns. … readPresence Becomes Premium
The day the screen stops counting as evidence, trust does not disappear. It moves to whatever is still expensive to fake, and that is mostly a person in a room. Six predictions for the fallout. … readI Got Pixeled
Every institution you have ever stood inside is scaffolding around one old problem: anyone who acts for you has interests that are not yours. AI delivers the first agent that wants nothing — and the appetite does not vanish. It moves upstream, to the maker, where it can finally be put in writing. … readThe Agent Without Appetite
For all of history, finding something meant knowing what someone else called it. Now the address is computed from the thing itself, and things that mean alike land near each other. … readMeaning Becomes an Address
To be stuck, every direction around you has to point up. In a million dimensions that almost never happens except near the bottom, which is why AI training works at all. … readEvery Trap Is Near the Floor
When a bank buys a signature house, the branch stops waiting for loan applications. It learns which promises work, brings the whole deal to the businesses that fit, and takes a share of the gain instead of interest, as long as it keeps the risk it sells. … readThe Bank That Knocks First