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John Rector

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Tag: payments

Dark cover with a violet glow and the title A Pay After World: Pay Before prices a hope, Pay After prices a fact; twelve far-out predictions.
Cat Links Artificial Intelligence

A Pay After World

Posted on September 29, 2026September 29, 2026 jsrector

Pay Before prices a hope; Pay After prices a fact. Twelve far-out predictions about what happens to advertising, the billable hour, GDP, honesty and trust when the whole economy learns to pay after, the way workers always have. … readA Pay After World

Ledger-paper cover with faded PAID and VOID stamps and the title Pay After Is Not Pay Later, with Later struck through: Pay Later is a loan, Pay After has no recourse.
Cat Links Artificial Intelligence

Pay After Is Not Pay Later

Posted on September 29, 2026September 29, 2026 jsrector

Pay Later is a loan: a lender pays the seller up front and you owe it either way. Pay After has no recourse: the seller is paid only if the product earns it, and that one difference starves every fake in the economy. … readPay After Is Not Pay Later

Dark navy cover with the title Pay After in white and gold: use it first, then buy it for real; the next free shipping is free of risk.
Cat Links Artificial Intelligence

Pay After

Posted on September 29, 2026September 29, 2026 jsrector

By 2030 a customer a seller can predict will order something, use it for a while, and only then buy it. Not credit and not a trial that bills by default. Pay After will spread the way free shipping did. … readPay After

Essay cover: The Pix Principle, why artificial intelligence will become invisible, by John Rector
Cat Links Artificial Intelligence

The Pix Principle: Why Artificial Intelligence Will Become Invisible

Posted on August 3, 2026August 19, 2026 jsrector

Brazil built a payment system that never asked to be a destination, and in five years it became part of the environment. Artificial intelligence is on the same path. … readThe Pix Principle: Why Artificial Intelligence Will Become Invisible

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